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Wednesday, February 19, 2014

Student Loan Headache

Since finishing my classes early last year, I have been facing the exciting prospect of repaying my student loans.


I have however now come to realize that actually repaying the loan is harder than obtaining the loan in the first place.


Not because the cash is particularly hard to find.


But because the bureaucracy which makes the loans possible at times blocks your ability to repay.


In the course of four years study I took loans for two institutions. These two institutions then paid me the loan but can I get repayments consolidated by Sallie Mae, can I ^%&*$


I wait anxiously each month to see which loan has been paid this month. Every month for the last six months I have received calls from Sallie Mae telling me one or other the loans has not been paid. I have asked operator after operator to consolidate both loans, or even just set up separate direct payments from my bank account. Each operator has promised me that it is fixed and the loans will be paid on the due date. Each month I get another call telling me the loan payment did not get paid. This time they took payment for the other loan.


It seems bad form when you want to repay, are able to repay and believe you are repaying to find that the system seems to conspire against you and foil every attempt to repay you constantly growing student loan.


Constantly growing? Well don't forget that the loans are subject to continuing interest.

Sunday, December 15, 2013

Used Bookstore

Our online used bookstore, supported by Amazon.com is receiving used books every few days.

We ship internationally as well as within the United States.

If you or a member of your family are Amazon Prime members you can receive free two day shipping on all item within our Amazon store.

If you spend $25 or more during your shopping trip to Amazon, any purchase from our store counts towards this $25 total you also can claim Free Supersaver shipping.

So why not come visit our store toaday and see what textbooks we have to offer as well as a wide range of books covering all areas of life from cooking to art and crafts and pregnancy.

Visit us at Storefront

Friday, September 20, 2013

Our Used Bookstore


Over recent months we have been building an onlin used booekstore.

We have partnered with amazon.com to create a great place for you to buy our stock of books.

We sell books ranging from textbooks to collectable first editions.

All purchases are guaranteed secure as amazon.com collect your payment and ship our books to you directly.

As an added bonus if you are a member of amazon Prime service you receive free two day shipping on all products bought from our store and which are supplied from the amazon.com warehouse.

If you are not a member of amazon prime, then you can also get free shipping on goods bought from use and the amazon.ccom website, using amazon Supersaver shipping. To qualify for Supersaver shipping your purchase total of all items during your visit must be $25 or more. You need not spend all $25 in our store, but may purchase several items from any amazon fulfilled seller or amazon.com itself.

We also now ship most of our products internationally via amazon.com. If you live in Europe, Asia or Australia or any region with an amazon.com distribution network or website, you can purchase our items.

Take a look at our storefront.

Wednesday, May 8, 2013

Make Your Class Lessons Useful

One of the problems with lessons learned in the classroom is that they can be forgotten very quickly if that learning is not reinforced.

The question is How do you reinforce the lessons that you have learned.

There are several ways:

1. Read and re-write your class notes. This is good to help you improve your understanding and supports the work that you have done in the classroom. But it is limited as you can become very bored very quickly.

2. Build a study group with friends from class. This can work well if you and your friends can meet up in a place such as Starbucks and are disciplined enough to make an agenda and stick to it. All too often though you might find yourselves talking about your great night out instead of the math or physics problem you really meant to discuss.

3. Teach someone else. Teaching someone something which you have already learned is perhaps the most profitable method of supporting your own knowledge. Ask at you college about peer tutoring one of your old classes or post a advertisement in your local public library offering to tutor a student. You may charge a fee if you wish or you can offer a free service. It is up to you, the real aim remember is to help you understand your subject. Having to explain to others is a great way to learn.

Thursday, March 8, 2012

Grade Posting Day

I can breathe again.
Today was the day when my proffessor posted the final paper grade and total grade for the course.

My paper grade was  A+ with a 33.5/35.  Actually one of the best grades I have received in this Masters program. The class grade was a little lower at 94.75 %, an A- but I am happy with that.

Going into the second quarter of classes in April I will be maintaining my A grade overall.

It is always a relief to receive the final grade. It always seems to take forever to get that last part of the puzzle. Normally the week from Sunday to Thursday flies but when final grade week comes. Time drags.

Wednesday, March 7, 2012

Support Your Knowledge: Talk

A good way to strengthen and support your knowledge is to talk about your subject with either fellow students or a Tutor.

Forming a class discussion group can help you find support from your fellow students. Talking about your last class, a topic in your paper or examining readings from your textbook will help you understand your subject better.

Talking to a fellow student also helps you find where others have been having problems. You can help each other overcome common problems and also if several of you have the same problem in understanding, you can more confidently raise the question woth your teacher.

Speaking to a tutor also helps. Tutors, particularly peer tutors have probably taken the same class as you. Your school or College often employs "A" Grade Students to act as peer tutors. So you know they know the subject and possibly the teacher too.

You can always seek advice from an outside tutoring source.  For instance I am available, my number is posted to the right of this post through Ether.com.

Talking about what you know and what you think you don't know is a wonderful form of study. It is social and you often learn more by relating to other people. You are able to pick up on their ideas, some of which will reinforce your own ideas others may contradict those ideas. As you analyse each others understanding of the subject you will gain in knowledge and confidence.

Tuesday, March 6, 2012

Time to Rest and Prepare

Well last Sunday saw the end of another four week class.

That was Seminar in US History II (Reconstruction to the End of the Cold War). Now of course is the worrying time. Teachers have two weeks to post final grades, and, Yes even at fifty years old, I still worry about my final paper grade.

This last paper was also a difficult one because it was very modern. Most of the history for my choice of topic was only written in the last seventeen years.

My topic was US Highway 66, or more popularly known as Route 66. It ran from Chicago, Illinois to Santa Monica, California in the years between 1926 and 1976, those are the official dates but some parts of the route are still in use as alternates to the long Interstates that replaced old Route 66.

Anyway, my paper as a draft only raised a "B+" from the instructor as a draft.  I took her comments to heart, but still if as a final paper it comes in at anything lower than 88% it will be my lowest grade on a paper ever!

Nrmally, I have excelled at papers. I put it down to my British education, there in the 1970's when I went to school the emphasis was upon essay writing in examinations. We did not do multiple choice very much in those days, and I still hate those tricky little blighters even today. Give me the meat of an essay and I will always do well.

So here I am poised, waiting, I need 26 out of 35 to get an "A" I only dropped one point in all my other work that counted in this class. But still I tremble and worry. Still I want that "A" again.